Today I am going to write about what happens if?
So we have all been ripped off for PPI or insurance for if
you lose your job, insurance for critical illness, life cover etc.
Well folks this was me:
Job loss cover:
I don’t need job loss cover because even if that did happen
I know I am the sort of person to get a job immediately and just move on. I won’t sign on ever, which is what you have
to do to claim it. Not for any other reason
other than I believe I will always be employable so it’s a waste of money.
Critical Illness
Cover:
I would have liked to take this seriously as at the diagnosis
stage this means you are secure in that your mortgage is either paid monthly or
in some cover the mortgage is paid off outright. Unfortunately I did not take this and the
consequences are if I cannot work due to illness I am in trouble. I tell you this because if you don’t have it,
then it is the one insurance that I think is worth the money. So why did an intelligent woman and I like to
think I am fairly bright not take critical illness cover? Well for every stone you are overweight there
is a high premium to pay and in my case this would have meant the cover for me
would have been about £500 per month. Lesson learned I should have paid it. If you can afford it do it as the last thing
you need is the worry of financial problems on top of the bastard cancer!
However in every cloud there is a silver lining. I have had this week an offer on my property
abroad which I have been trying to sell for four years. This will mean if I cannot work I am secure
which takes the pressure off immensely.
I have had many happy holidays but it’s time to move on and secure my
future in the UK.
So the rest of the day was spent finding documents like
divorce papers and deeds etc and was quite stressful, so much so that I forgot
to eat and drink something when you are on chemo it’s really important not to
do. On top of that I had to jump in my
car, hot foot it over to a solicitor to organise Power of Attorney and manage a
business remotely. So by the time I had
completed this stressful day it was 4.30 and I was feeling dreadful, hot,
dehydrated and generally gasping.
Imagine the picture; I was driving home, feeling melancholy,
bit low, end of an era, when I see a farm shop in the distance in the middle of
nowhere. I pull in and felt it was like
a mirage in the desert. I was surrounded
by plump organic produce of every description.
Fresh strawberries, crisp lettuce, earthy new potatoes, fresh organic
eggs and meat, home- made meringues bursting out of old fashioned brown paper
parcels, scotch eggs, creamy rich stilton etc.
So what do I do? I spot a packet
of ‘organic pork scratchings’ and a bottle of ‘organic dandelion and burdock
pop’ and convince myself that it is acceptable to nail them in five minutes flat
because (a) I needed to drink and eat and (b) I needed to replenish salt from
sweating like a p.i.g all day! Now I really
didn’t know you could get organic pork scratching but let me tell you that I
ate so much of them that I am in danger of turning into Miss Piggy
tonight! Delicious, plump, salty, no sign of
any hairs, juicy and breathtakingly mouth watering. As for the D&B it was every bit as fantastic as I
remember drinking it as a child. End
result: Aghhhhhh that’s better Oink
Oink!
I have Jo and Jenny arriving tonight: sister and step daughter
so I know it’s going to be a fab weekend, a girlie weekend of laughs, love, reminiscing
and of course shopping!
I am going to end on an educational note.
Keep learning, keep checking, keep smiling – Knowledge is
Power!
love Wendy x :)
Breast
cancer Key Facts
http://www.cancerresearchuk.org/cancer-info/cancerstats/keyfacts/breast-cancer/cancerstats-key-facts-on-breast-cancer
How
common is breast cancer?
·
Breast cancer is
the most common cancer in the UK.
·
The lifetime risk of being diagnosed with breast cancer is 1
in 8 for women in the UK.
·
In the UK in
2010 more than 49,500 women were diagnosed with breast cancer,
that’s around 136 women a day.
·
Around 400 men in the UK were diagnosed with breast cancer
in 2010.
·
Female breast cancer incidence rates in Great Britain have
increased by almost 70% since the mid-1970s.
·
In the last ten
years, female breast cancer incidence rates in the UK have
increased by 6%.
·
Around 8 in 10 breast
cancers are diagnosed in women aged 50 and over.
·
In the UK in
financial year 2009/10 the NHS breast screening programmes detected around
16,500 cases of breast cancer.
·
In the European Union (EU-27) more than
332,000 new cases of breast cancer were diagnosed in 2008.
·
Worldwide, it is estimated that more than 1.38 million
women were diagnosed with breast cancer in 2008.
How many people survive breast cancer?
·
Breast cancer survival rates have been improving for forty years.
More women are surviving breast cancer than ever before.
·
In the 1970s around 5 out of 10 women with breast cancer
survived the disease beyond five years. Now it's more than 8 out of
10.
·
Women diagnosed
with breast cancer are now twice as likely to survive their disease for at
least ten years than those diagnosed forty years ago.
·
More than three-quarters of women diagnosed with breast
cancer now survive their disease for at least ten years or more.
·
Almost 2 out of
3 women with breast cancer now survive their disease beyond 20 years.
·
More than 90% of
women diagnosed with breast cancer at the earliest stage survive their disease
for at least five years. This figure is around 15% for those women who are
diagnosed with the most advanced stage disease.
How many people die from breast cancer?
·
In 2010 in the
UK around 11,600 women died from breast cancer,
that's around 32 every day.
·
Around 75 men died from breast cancer in the
UK in 2010.
·
In 2010 in the
UK around 1,200 deaths from breast cancer occurred in women aged under 50.
·
Since peaking in
the late 1980s breast cancer death rates have fallen by
almost 40% in the UK.
·
In the last ten
years death rates for breast cancer in the UK have fallen by
almost a fifth.
·
In the UK breast
cancer is now the second most common cause of death from cancer in women
after lung cancer.
·
More than half
of breast cancer deaths in the UK are in women aged over 70.
·
In the European Union (EU-27), around 89,800
women died from breast cancer in 2008.
·
Worldwide it is estimated that more than
459,000 women died from breast cancer in 2008.
What causes breast cancer?
·
Mutations in the
BRCA1 and BRCA2 genes increase breast cancer risk,
although these gene faults are rare and account for a small proportion of
cases.
·
Women with a mother, sister or daughter diagnosed with
breast cancer have almost double the risk of being diagnosed with
breast cancer themselves.
·
Risk increases with the number of first-degree relatives
diagnosed with breast cancer, but even so, eight out of nine breast
cancers occur in women without a family history of breast cancer.
·
Being obese increases risk of postmenopausal
breast cancer by up to 30%.
·
Around 9% of
cases of breast cancer in the UK are linked to excess bodyweight.
·
Women currently
using hormone replacement therapy (HRT) have a 66%
increased risk of breast cancer.
·
Use of HRT has fallen in the UK in recent years,
although around 3% of breast cancer cases in the UK each year are linked to its
use.
·
The risk of
breast cancer in current users of oral contraceptives (OC) is
increased by around a quarter but only 1% of all the breast cancer cases in the
UK each year are linked to OC use.
·
Drinking moderate amounts of alcohol increases the risk
of breast cancer - and risk increases the more someone drinks. Around 3,100
cases of breast cancer in the UK each year are linked to alcohol consumption.
·
A more active lifestyle reduces breast cancer
risk. Around 1,700 cases of breast cancer in the UK each year are linked to
being physically inactive.
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